Terms & Conditions

Effective Date: 10/05/2025

These Terms and Conditions (“Terms”) govern your use of the website, digital platforms, and services provided by Segura Insurance Agency (“Segura Insurance Agency,” “we,” “our,” or “us”). By accessing or using our website, services, or communications, you agree to these Terms. Please read them carefully.

1. Use of Our Website and Services

Our website and digital platforms are provided for informational and service purposes related to insurance products and services. You agree to use our website and services only for lawful purposes and in compliance with all applicable federal, state, and local laws and regulations. Unauthorized use, including attempts to disrupt or damage our systems, is strictly prohibited.

2. No Guarantee of Coverage

Information provided on our website or through our communications does not constitute an insurance policy, contract, or guarantee of coverage. Insurance coverage is subject to the terms, conditions, limitations, and exclusions of the actual policy issued by the carrier. Please consult directly with a licensed agent for specific coverage details.

3. Communications and SMS Consent

By providing your contact information, including your mobile number, you consent to receive communications from Segura Insurance Agency. These may include phone calls, emails, and SMS/text messages related to your insurance policies, account updates, appointment reminders, and promotional offers.

• Message Frequency and Fees: Message frequency may vary. Standard message and data rates may apply depending on your carrier’s plan.

• Opt-In Methods: You may opt in verbally with an agent, by submitting an online form, or by completing a paper or electronic form.

• Opt-Out Methods: You may opt out at any time by replying “STOP” to a text message, or by contacting us at Info@seguraagency.com or 631-784-4003. For help, reply “HELP” or contact us directly.

• Privacy: We do not sell or share your mobile number or SMS consent with third parties or affiliates for marketing purposes. Your number is used only in connection with services you request or as required by law.

4. Intellectual Property

All content on our website, including text, graphics, logos, and design, is the property of Segura Insurance Agency or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or use our content without prior written permission.

5. Third-Party Links and Services

Our website may contain links to third-party websites or services. These are provided for convenience only. Segura Insurance Agency is not responsible for the content, policies, or practices of third-party sites.

6. Limitation of Liability

To the fullest extent permitted by law, Segura Insurance Agency is not liable for any damages arising from your use of our website, services, or communications. This includes, but is not limited to, damages related to errors, interruptions, delays, or unauthorized access.

7. Changes to These Terms

We may update these Terms from time to time. Any material changes will be posted on this page, and the date of the most recent revision will be noted at the top. Continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

8. Governing Law

These Terms are governed by the laws of the State of New York and applicable federal laws, without regard to conflict of law principles.

9. Contact Us

If you have questions about these Terms, please contact us at:

Segura Insurance Agency
Email: Info@seguraagency.com
Phone: 631-784-4003

activities of the website visitors, or your customers, while they visit or engage with this website. The T&C are meant to establish the legal relationship between the site visitors and you as the website owner. 

 

T&C should be defined according to the specific needs and nature of each website. For example, a website offering products to customers in e-commerce transactions requires T&C that are different from the T&C of a website only providing information (like a blog, a landing page, and so on).     

 

T&C provide you as the website owner the ability to protect yourself from potential legal exposure, but this may differ from jurisdiction to jurisdiction, so make sure to receive local legal advice if you are trying to protect yourself from legal exposure.